Privacy Policy

IRFX ( is the Trading name of AGPAYTECH LTD.

IRFX is registered as a data controller with the UK Information Commissioners Office with a registration number ZA076360. This privacy policy describes how IRFX collects and uses your personal information, including the information you provide on the website:, owned and operated by IRFX (we, us or our) or our mobile application. It also describes the choices available to you regarding our use of your personal information and how you can access and update this information. If you have an unresolved privacy or data use concern that we have not addressed satisfactorily, please contact using contact form.

Collection and Use of Personal Information

We collect the following personal information from you

  • Contact information such as name, title, email address, mailing address, phone number
  • Evidence of your identity (for example passport information) Information about your social media profiles made available to us from your interactions with us on social media sites such as Facebook or Twitter
  • Unique Identifiers such as username, account number, password
  • Billing information such as a credit card number and billing address
  • Date of birth
  • Demographic information such as age, education, gender, interests and zip code

We use this information to

  • Register you with an account
  • Provide the Services as described in our terms and condition
  • Fulfil your Transaction/ (Airtime Top Up) Request
  • Send you a confirmation
  • Send you requested service information
  • Improve your online experience and our website/ service
  • Comply with our legal and regulatory obligations

We also maintain records of your transactions and card and bank details where appropriate.

Choice/OptOut You may choose to stop receiving our newsletter or marketing emails by following the unsubscribe instructions included in these emails or you can contact us using this form. We will also send you service related email announcements on rare occasions when it is necessary to do so. For instance, if our service is temporarily suspended for maintenance, we might send you an email. You do not have an option to opt out of these emails, which are not promotional in nature.

Information Obtained about Third Parties You may provide us with personal information about others, such as Recipients name and identifiers, address, phone number, bank account details or email address, If so, you confirm that you have appropriate authority to do so and to allow us to use that information and we will only use it for the specific reason for which it was provided to us.

Information Sharing We will share your personal information with third parties only in the ways that are described in this privacy policy or the terms and conditions, such as credit reference agencies to verify your identity or Recipients of the money transferred through the Service. We may share your information with certain third parties who we believe may be of interest to you where we have your consent to do so. We may provide your personal information to companies that provide services to help us with our business activities or offering customer service such as local banks or money exchange houses or IT or digital marketing providers. These companies are authorised to use your personal information only as necessary to provide these services. If in any doubt, please contact us.

We may also disclose your personal information

  • as required by law such as to comply with a court order, subpoena, or similar legal process,
  • when we believe in good faith that disclosure is necessary to protect our rights, fulfil our legal or compliance obligations, protect your safety or the safety of others, investigate fraud, or respond to a governmental or regulatory request,
  • if IRFX is involved in a merger, acquisition, or sale of all or a portion of its assets, you will be notified via email and/or a prominent notice on our website of any change in ownership or uses of your personal information, as well as any choices you may have regarding your personal information,
  • to any other third party with your prior consent to do so.

We may transfer your personal information overseas and to jurisdictions which may offer a level of legal protection to your information which does not meet European legal standards. In such cases, we take steps to protect your information and only make such transfers in compliance with the Data Protection Act 1998.

Cookies and Other Tracking Technologies Technologies such as: cookies, beacons, tags and scripts are used by IRFX and our marketing partners, affiliates, or analytics or service providers. These technologies are used in analysing trends, administering the website, tracking users’ movements around the website and to gather demographic information about our user base as a whole. We may receive reports based on the use of these technologies by these companies on an individual as well as aggregated basis.

Third party data technologies are used within the IRFX and our marketing partners. These technologies are used to monitor app usage and track inapp events, and information from these technologies may be reported on both an individual and aggregate basis.

We use cookies to remember users’ settings, for authentication and for enhanced user experience. Users can control the use of cookies at the individual browser level. If you reject cookies, you may still use our website, but your ability to use some features or areas of our website may be limited. Please see our Cookie Policy for further information and how to opt out.

Log Files As is true of most web sites, we gather certain information automatically and store it in log files. This information may include internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, operating system, date/time stamp, and/or click stream data. We may combine this automatically collected log information with other information we collect about you. We do this to improve services we offer you and site functionality.

Local Storage Objects (HTML 5) We use Local Storage Objects (LSOs) such as HTML5 to store [content information and preferences.]. Third parties with whom we partner to provide certain features on our website or to display advertising based upon your Web browsing activity also use LSOs such as HTML 5. Various browsers may offer their own management tools for removing HTML5 LSOs.

Behavioral Targeting / ReTargeting We partner with a third party to either display advertising on our website or to manage our advertising on other sites. Our third-party partner may use technologies such as cookies to gather information about your activities on this site and other sites in order to provide you advertising based upon your browsing activities and interests. If you wish to not have this information used for the purpose of serving you interest based ads, you may opt out by clicking here. You will continue to receive generic ads.

Links to Other Web Sites Our Site includes links to other Web sites whose privacy practices may differ from those of IRFX. If you submit personal information to any of those sites, your information is governed by their privacy policies. We encourage you to carefully read the privacy policy of any Web site you visit.

Security The security of your personal information is important to us. When you enter certain information such as a credit card number on our order forms, we encrypt the transmission of that information using secure socket layer technology (SSL).

We follow generally accepted industry standards to protect the personal information submitted to us, both during transmission and once we receive it. No method of transmission over the Internet, or method of electronic storage, is 100% secure, however. Therefore, we cannot guarantee its absolute security. If you have any questions about security on our website, you can contact us at this form.

Social Media Widgets Our website includes Social Media Widgets or Features, such as the Facebook Like button and Twitter button which are interactive mini programs that run on our site to provide specific services from another company (e.g. displaying the news, opinions, music, etc). Personal information, such as your email address, may be collected through the Widget. Cookies may also be set by the Widget to enable it to function properly. Information collected by this Widget is governed by the privacy policy of the company that created it.

Testimonials We display personal testimonials of satisfied customers on our website in addition to other endorsements, where you have agreed with a third-party review site that we may do so. If you wish to update or delete your testimonial, you can contact us at this form.

Correcting and Updating Your Personal Information You may request to review, delete or update your personal information to ensure it is accurate, by contacting us at this form. We aim to respond to your request for access within 30 days.

We will retain your information for as long as your account is active or as needed to provide you services, including a record of your Transactions on our website. If you wish to cancel your account or request that we no longer use your information to provide you services contact us at this form. We will retain and use your information as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements and will securely delete your information when we no longer have a need to retain it.

Notification of Privacy Policy Changes We may update this privacy policy to reflect changes to our information practices. If we make any material changes, we will notify you by email (sent to the email address specified in your account) or by means of a notice on this website or via a link from your mobile application prior to the change becoming effective. We encourage you to periodically review this page for the latest information on our privacy practices.

Contact Information You can contact us about this privacy policy by writing or email us at the address below:

ATL House, 128 Peckham Hill Street,
London SE15 5JT
United Kingdom
Email: [javascript protected email address]
Phone: +44 (0) 20 3588 4105